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Apply Now Search Rates Today's Great Rates Assumptions
RATE APR LOAN TYPE
1.000% 4.848% 1 Month ARM
4.375% 6.336% 6 Month Fixed
4.750% 5.737% 5 Year Fixed
4.875% 5.217% 15 Year Fixed
5.250% 5.467% 30 Year Fixed
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Fixed Rate
This loan is for people planning to stay in a home for more than five years
Stability and peace of mind with fixed principal and interest payments for the life of you loan
Protect yourself from rising rate increases
Apply Now Search Rates Learn More Today's Great Rates Assumptions
Fixed Rate Mortgages
RATE APR LOAN TYPE
4.875% 5.217% 15 Year Fixed
5.250% 5.467% 30 Year Fixed
Fixed ARMs
A "fixed period" ARM offers the lowest rates. A great choice if you're planning to move or refinance within the initial fixed loan period
Adjustable Rate Mortgages (ARMs) offer the stability of rates fixed for 1 month, 6 months, 1,3,5,7 or 10 years
A great way to buy more home or minimize monthly payments
Apply Now Search Rates Learn More Today's Great Rates Assumptions
Adjustible Rate Mortgages
RATE APR LOAN TYPE
1.000% 4.848% 1 Month ARM
4.750% 5.901% 3 Year Fixed
4.750% 5.737% 5 Year Fixed
PayOption ARM
Manage your cash better with flexible payment options - ideal for investors or a borrower with an inconsistent stream of income.
Initial rates as low as 1%; down payments as low as 5%
The advantages of an ARM combined with up to 4 monthly
payment options
Available on owner-occupied, vacation and investment properties
Apply Now Search Rates Learn More Today's Great Rates Assumptions
PayOption ARM
RATE APR LOAN TYPE
1.000% 4.848% 1 Month ARM
Interest-Only
Want lower payments? Pay only the interest - not the principal - for
the first 10 years
Frees up cash for investments, home improvements, etc. or
Use the savings to qualify for up to 25% more home
Ideal if you're planning to move or refinance before the interest-only period expires
Apply Now Search Rates Learn More Today's Great Rates Assumptions
Interest-Only Loans
RATE APR LOAN TYPE
4.750% 5.737% 5 Year Fixed
5.250% 5.467% 30 Year Fixed
Cash-Out Refinance
Less than 20 days to get the money you need
Should you refinance? Calculate your savings now!
Apply Now Search Rates Today's Great Rates Assumptions
Cash-Out Refinance
RATE APR LOAN TYPE
1.000% 4.848% 1 Month ARM
4.375% 6.336% 6 Month Fixed
4.750% 5.737% 5 Year Fixed
4.875% 5.217% 15 Year Fixed
5.250% 5.467% 30 Year Fixed
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Loans Available from E-LOAN preferred partners:
• FHA/VA loans
• Commercial property
• Multi-unit rental properties with more
than 4 units
Loan Types Not Offered
• Manufactured homes (pre-built)
and Mobile homes
• Construction loans
• Co-ops
• Bridge loans
• Leaseholds
• Land loans
• Refinancing properties listed for sale
• Condotels
Note: Condos over 4 stories may be subject to restrictions
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